Apna Microfinance Bank Loan Scheme in Pakistan | Apna Bank Loan Apply Online
Apna Microfinance Bank Limited provides the Apna Microfinance Bank Loan, Apna Bank Loan, Apna Bank Personal Loan,finance facilities Apna Bank Loan Apply Online to micro entrepreneurs including women engaged in income generation and related activities.
Apna Microfinance Bank Loan
Apna Bank Restricted is authorized by the State Bank of Pakistan taking bank under the Microfinance foundations Law 2001.The bank provides the following finance facilities to micro entrepreneurs including women engaged in income generation and related activities.
Apna Microfinance Bank Limited Provides the Following Loans Finance Facilities:
1. APNA GOLD
2. APNA Pension Loan
3. APNA Business Loan
4.APNI Sawari Deals
5. APNA Salary Loan
6. APNA Tractor Loan
7. APNA House Loan
8.APNA Live Stock Loan
9. APNA Agriculture Loan
Apna Microfinance Bank Limited Finance Explanation Documents and Requirements:
1. APNA Pension Loan
APNA Pension Loan Apna Micro Finance Bank cares
a lot for senior citizens of Pakistan. Apna Bank introduces “Apna Pension Loan”
for the senior citizens and their family members (Spouse/Unmarried Daughters)
who are getting pension.
The “Apna Pension Loan” product is designed for the retired employees, their
spouses & unmarried Daughters (deceased employees) who are receiving
pension from Government/Semi Government Departments. These loans will be
utilized for the various purposes enabling them to bridge up their financial
shortcomings. Apna Pension Loan will provide financial facilities easily and
quickly against future pension payments.
This product will fulfil the financing necessities of the pensioners to manage
any financial activity like commencing a new business, education of children,
health treatment, housing repairs or any other purpose.
Loan amount: Maximum amount up to Rs. 150,000/-
Requirement
- Copy of CNIC
- 1 Passport Size Photo
- Copies of Latest Utility Bills (Not older than 3 months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Proof of pension: Original Pension Book or Pension Order/Retirement Letter/Service Letter/Online verification etc. and Bank Statement.
- 2- Security Cheques
Security/ Collateral
- Two personal guarantees of the reputed persons within the vicinity/range of branch.
Advantages:
· ATM Card (Optional)
· Full range of banking services.
· Imbedded Life & Assets Insurance cover.
· Minimum processing time. (Less than seven days).
2. APNA GOLD
APNA Gold Loan Keeping in view of the market
dynamics and inclinations towards the secured portfolio and to increase the
market share and profitability of the bank, a new product is designed with the
name of Apna Gold which will provide the financing facility against Gold/Gold
Ornaments as security. This product will cascade the business and personal
needs of the self-employed, Salary persons, Micro-entrepreneurs and individuals
of low income group of the society.
This product will cater the financing needs of individuals/salary persons to
meet their personal/domestic expenses and to self-employed and
Micro-entrepreneurs who require the working capital to fulfil the financial
prerequisites to start a new business set up or to supplement their
existing/running business.
Loan Amount: Maximum amount up to Rs. 150,000/- for
individuals and maximum up to Rs. 500,000/- for Micro Entrepreneurs
Requirement
- Copy of CNIC
- 2 Passport Size Photos
- Copies of Latest Utility Bills (Not older than 3 months)
- Copy of CNIC of next of kin
- Business Proof
- 2- Security Cheques
3. APNA Business Loan
In order to increase the market share and the profitability
of the bank, a new product is designed to provide the financing facility to
individuals of low income group of the society to start new business and to
Micro Entrepreneurs who require the working capital and for the expansion in
their existing business or for the purchase of assets as required for business.
This product will cater the financing needs of individuals to establish a new
business set up and to cascade the financial prerequisites of micro
entrepreneurs to augment their existing/running business and helping them to
purchase the business machinery/assets etc.
Loan Amount: Maximum amount up to Rs. 150,000/- for
individuals and maximum up to Rs. 500,000/- for Micro Entrepreneurs
Requirement
- Copy of CNIC
- 2 Passport Size Photos
- Copies of Latest Utility Bills (Not older than 3 months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Business Proof
- 2- Security Cheques
Security/ Collateral
Any of the following Security/Collateral can be obtained:
- Two personal guarantees of the reputed persons within the vicinity/range of branch.
- Lien/Mortgage on Residential/Commercial property/Agri Pass Book.
Advantages:
- ATM Card (Optional)
- Full range of banking services.
APNI SAWARI A new product has been designed to cascade the Business/Personal needs of individuals who want to purchase their transport (two, three and four wheelers) through AMBL financing channel. Under this product, we will provide financing for purchase of New Motorcycle, Rickshaw and other Transport vehicles (two, three and four wheeler) meant for Business/Personal use. However, in case of three-wheeler, Government/Provincial/Local approval for usage would be a pre-requisite.
Loan amount: Maximum amount up to Rs. 150,000/-
Requirement
- Copy of CNIC
- 2 Passport Size Photos
- Copies of Latest Utility Bills (Not older than 3 months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Business Proof
- 2- Security Cheques
Security/ Collateral
Any of the following Security/Collateral can be obtained:
- Two personal guarantees of the reputed persons within the vicinity/range of branch.
- Lien/Mortgage on Residential/Commercial property/Agri Pass Book.
Advantages:
- ATM Card (Optional)
- Full range of banking services.
APNA Salary Loan The “Apna Salary Loan” product is designed for the salaried individuals of low income group of the society to fulfill their needs enabling them to bridge up their financial shortcomings. This product will fulfill the financing necessities of the salaried individuals to realize any urgent financial requirement. Individuals drawing their salaries in cash are also eligible to apply for the facility.
Loan amount: Maximum amount up to Rs. 150,000/-
Requirement
- Copy of CNIC
- 2 Passport Size Photos
- Copies of Latest Utility Bills (Not older than 3 months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Last 3 salary slips or Salary Certificate issued by Employer.
- 2- Security Cheques
Security/ Collateral
- Two personal guarantees of the reputed persons within the vicinity/range of branch
- ATM Card (Optional)
- Full range of banking services.
APNA Tractor Loan Agriculture is the backbone of
our economy and Tractor is an essential tool/machinery of agriculture. A new
product has been designed to boost up the mechanized farming in the country,
Apna Tractor Product is introduced to offer specialized set of services to the
farmers/micro entrepreneurs to cascade their Agri based needs.
Under this product, we will provide financing for the purchase of new tractors
meant to gratify the farming and non-farming needs of Farmers/Micro
Entrepreneurs. Customer can repay the instalments conveniently under biannual
installment plan.
Loan amount: Maximum amount up to Rs. 500,000/-
Requirement
- Copy of CNIC
- 1 Passport Size Photo
- Business Proof / Fard Malkiyat/ Agri Pass Book/ Land Revenue records
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- 2- Security Cheques
Security/ Collateral
- Two personal guarantees of the reputed persons within the vicinity/range of branch.
- Tractor will be registered in the sole name of the bank.
Tracker device shall be installed in each tractor financed
and the cost of the tracker shall be imbedded in the annual insurance
premium.
Advantages:
- ATM Card (Optional)
- Full range of banking services.
A new long-term product of Apna House Loan is designed to
cascade the housing needs of the individual of the low-income group of society
and micro entrepreneurs to buy, build and renovate houses only for residential
purpose.
Under the product of Apna House Loan, customer will repay the loan through
monthly payments to the bank to trigger their ultimate dream for a house.
Owning a house is a dream of every class of the society but poor segment needs
funds as assistance to buy/build or renovate houses for their livings. Apna
Bank is giving easy instalment plans o cascade the loan related needs of the
poor class of the society.
Loan amount: Maximum amount up to Rs. 500,000/-
Requirement
- Copy of CNIC
- 2 Passport Size Photos
- Copies of Latest Utility Bills (Not older than 3 months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Business Proof
- 2- Security Cheques
Security/ Collateral
Equitable mortgage shall be obtained in all cases along with MOTD (memorandum of title deposit).
Advantages:
- ATM Card (Optional)
- Full range of banking services.
APNA LIVESTOCK Loan Agriculture has been the mainstay
of Pakistan since its inception and livestock industry is an integral part of
the agriculture related activities. Dairy and livestock contributes more than
50% in Agriculture GDP of the country. Realizing the importance of this sector,
a product of Apna Livestock loan is designed to cascade the financial
requirements of the individuals and Micro Entrepreneurs, associated with this
industry, enabling them to enhance the productivity.
This product will realize the capital requirements of the individuals and Micro
Entrepreneurs associated with the field of dairy and livestock helping them to
purchase the animals for the purpose of fattening/rearing, live stock trading
and purchase of milking animals.
Loan Amount: Maximum amount up to Rs. 150,000/- for
individuals and maximum up to Rs. 500,000/- for Micro Entrepreneurs.
Requirement
- Copy of CNIC
- 2 Passport Size Photos
- Copies of Latest Utility Bills (Not older than 3 months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Business Proof
- 2- Security Cheques
Security/ Collateral
Any of the following Security/Collateral can be obtained:
- Two personal guarantees of the reputed persons within the vicinity/range of branch.
- Lien/Mortgage on Residential/Commercial property/Agri Pass Book.
- Animal tagging is compulsory as per bank’s arrangements
Advantages:
- ATM Card (Optional)
- Full range of banking services.
Loan Amount: UP TO 150,000 RS
Requirement
- Copy of CNIC
- Passport Size Photos 2 Photos
- Copies of Latest Utility Bills (Not Older than 3 Months)
- 2 Personal Guarantees of well reputed and credit worthy persons
- Copy of CNIC of both guarantors
- Business Proof
- 2- Security Cheques
Security/ Collateral:
- Two personal guarantees of the reputed persons within the vicinity/range of branch
- Lien/Mortgage on Residential/Commercial property/Agri Pass Book
Advantages:
- ATM Card (Optional)
- Full range of banking services.
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